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Headquarters

Address

Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000

SWIFT/BIC

RZBBBGSF


Branches and ATMs

Find the nearest office or ATM


Corporate Banking

Address

Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000

Phone

(+359 2) 91 985 101

Fax

(+359 2) 91 985 140

 


Card and POS terminals assistance

24 hours bank cards and POS terminals assistance center

Phones

0700 10 000 (Vivacom)

17 21 (A1 and Telenor)

(+359 2) 962 41 02

Fax

(+359 2) 962 78 59

0700 10 000 calls for Vivacom subscribers are at the price of local call for people calling from all around the country - the difference between long-distance and local call is covered by Raiffesienbank. 17 21 calls for subscribers of mobile operators A1l and Telenor are at the price of internal call/within the same network – A1-A1 or Telenor-Telenor depending on customer individual plan.


Factoring

Viktor Spasov, Head of Factoring Department

Phone

(+ 359 2) 91 985 774

(+ 359) 886 999 569


Financial Institutions/ Sovereigns Department

Address

Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000

Phone

(+359 2) 91 985 423

Fax

(+359 2) 943 45 57

 


Capital Market Sales Department

Nayden Chernev, Head of Department

Phone

(+359 2) 91 985 456

Sales of Capital Markets Products Section

Nikolay Kichukov, Senior Broker

Phone

(+359 2) 91 985 490

Currency market and market risk management

Svetslav Georgiev, Senior Dealer

Phone

(+ 359 2) 91 985 464


Mariela Smileva, Dealer

Phone

(+359 2) 91 985 454


Elka Petkova, Dealer

Phone

(+ 359 2) 91 985 429

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Tariff for Banks


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    Guarantee agreements with the European Investment Fund (InnovFin, COSME, Pan-European Guarantee Fund, JEREMIE Trade Finance; Cultural and Creative Sectors Guarantee Facility-CCS, Cultural and Creative Sectors Guarantee Facility COVID-19) and Fund Manager of Financial Instruments in Bulgaria (First Loss Portfolio Guarantee COVID-19).

    Advantages

    • Relaxed collateral requirements

    • Competitive price conditions

    • Ability to apply for a broader range of credit products offered by the bank

    Compare and choose

    InnovFin

    Guarantee agreement

    COSME

    Guarantee agreement

    Pan-European Guarantee Fund

    Guarantee agreement

    JEREMIE Trade Finance

    Guarantee agreement

    First Loss Portfolio Guarantee COVID-19

    Guarantee agreement

    Cultural and Creative Guarantee Facility- CCS

    Guarantee agreement

    Cultural and Creative Guarantee Facility Covid-19

    Guarantee agreement
    (until 30.06.2021)

    Average number of employees

    Up to 3000 employees Up to 249 employees Up to 499 employees Up to 499 employees Up to 249 employees Up to 249 employees Up to 249 employees

    Guarantee coverage

    50% of the limit 50% of the limit 70% of the limit 80% of the limit 80% of the limit 70% of the limit 90% of the limit

    Minimum maturity of the loan

    12 months 12 months 3 months 6 months 12 months 12 months 6 months

    Maximum maturity of the loan

    Up to 60 months for working capital financing.
    Up to 120 months for investment financing.

    Up to 60 months for working capital financing.
    Up to 117 months for investment financing

    Up to 60 months for revolving working capital financing.
    Up to 120 m for investment financing and term WC financing (according to the conditions set in Section 3.1 TF.
    Up to 72 m for investment financing and term WC financing (according to the conditions set in Section 3.2 TF.
    Up to 60 months

    Up to 60 m for working capital financing.
    Up to 84 m for investment financing.

    Up to 60 months for working capital financing.
    Up to 120 months for investment financing.

    Up to 108 m for working capital financing.
    Up to 120 m for investment financing.

    Maximum amount of the loan

    7 500 000 EUR 3 000 000 EUR (and 1 500 000 EUR for clients performing road freight transport) and duration of the loan up to 60 months.

    1 500 000 EUR (and 750 000 EUR for clients performing road freight transport) and duration of the loan up to 117 months

    When subject to the EGF Regime by analogy to Section 3.1 TF:

    For Final Recipients active in the primary production of agricultural products – up to 142 800 EUR.

    For Final Recipients active in the fishery and aquaculture sector – up to 171 000 EUR.

    For Final Recipients active in other sectors – up to 1 142 500 EUR.

    When subject to the EGF Regime by analogy to Section 3.2 TF and the thresholds set in it: up to 7 500 000 EUR

    3 000 000 EUR for SMEs.

    1 875 000 EUR for Small Mid-Caps.

    Up to 70% of the company’s annual turnover for 2019 or 2020 (depending which is larger) but not more than:

    Up to 5 years – 1 500 000 EUR / 3 000 000 BGN (or 937 500 EUR for freight transport companies).

    Up to 7 years – 937 500 EUR (or 468 750 EUR for freight transport companies).

    2 000 000 EUR 2 000 000 BGN
                   

    Guarantee Agreement InnovFin

    InnovFin Guarantee Agreement provides support for innovative and fast-growing enterprises.

    Learn more

    Guarantee Agreement COSME

    Guarantee Agreement supporting innovative and fast-growing enterprises with up to 3,000 employees, created in response to the policy to address the economic crisis caused by COVID-19.

    Learn more

    Pan-European Guarantee Fund in response to Covid-19

    Guarantee instrument, provided by the European Investment Fund, with the aim to provide access to working capital and investment financing in support of SMEs and Small Mid-Caps to overcome the consequences of Covid-19.

    Learn more

    Guarantee Agreement JEREMIE Trade Finance

    Guarantee instrument for trade and working capital finance, implemented by the European Investment Fund and funded by the Ministry of Economy in support of SMEs and Small Mid-Caps.

    Learn more

    Recovery Programme

    The purpose of the Programme is to support micro, small and medium-sized enterprises to overcome financial difficulties caused by the COVID-19.

    Learn more

    Guarantee Agreement Cultural and Creative Sectors Guarantee Facility

    Guarantee is provided by the European Investment Fund with the financial support of the European Union under the Creative Europe Program.

    Learn more

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