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Headquarters

Address

Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000

SWIFT/BIC

RZBBBGSF


Branches and ATMs

Find the nearest office or ATM


Corporate Banking

Address

Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000

Phone

(+359 2) 91 985 101

Fax

(+359 2) 91 985 140

 


Card and POS terminals assistance

24 hours bank cards and POS terminals assistance center

Phone

(+359 2) 962 41 02

Calls to 0700 10 000 are charged according to your tariff plan for calls to 0 700 numbers.

Calls to 1721 are billed as A1-A1 or Yettel-Yettel according to the subscribers own rate plan.

 


Factoring

Viktor Spasov, Head of Factoring Department

Phone

(+ 359 2) 91 985 774

(+ 359) 886 999 569


Financial Institutions/ Sovereigns Department

Address

Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000

Phone

(+359 2) 91 985 423

Fax

(+359 2) 943 45 57

 


Capital Markets Saled Department

Nayden Chernev, Head of Department

Phone

(+359 2) 91 985 456

Dealers

Phone

(+ 359 2) 91 985 429

(+ 359 2) 91 985 454

Brokers

Phone

(+359 2) 91 985 490

(+359 2) 91 985 496

 

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Tariffs

Tariff for fees and commissions for Legal entities and Sole traders

Tariff for Banks


General Conditions and Forms

General Conditions and Forms for Legal entities and Sole traders.

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    Guarantee agreements with the European Investment Fund (COSME, Pan-European Guarantee Fund, JEREMIE Trade Finance; Cultural and Creative Sectors Guarantee Facility-CCS) and Fund Manager of Financial Instruments in Bulgaria (First Loss Portfolio Guarantee under Recovery programme).

    Advantages

    • Relaxed collateral requirements

    • Competitive price conditions

    • Ability to apply for a broader range of credit products offered by the bank

    Compare and choose

    COSME

    Guarantee agreement

    Pan-European Guarantee Fund

    Guarantee agreement

    JEREMIE Trade Finance

    Guarantee agreement

    Recovery Programme

    Guarantee agreement

    Cultural and Creative Guarantee Facility- CCS

    Guarantee agreement

    Average number of employees

    Up to 249 employees Up to 499 employees Up to 499 employees Up to 249 employees Up to 249 employees

    Guarantee coverage

    50% of the limit 70% of the limit 80% of the limit 80% of the limit 70% of the limit

    Minimum maturity of the loan

    12 months 3 months 6 months 12 months 12 months

    Maximum maturity of the loan

    Up to 60 months for working capital financing.
    Up to 117 months for investment financing

    Up to 60 months for revolving working capital financing.
    Up to 120 m for investment financing and term WC financing (according to the conditions set in Section 3.1 TF and in the De Minimis Regulations.
    Up to 72 m for investment financing and term WC financing (according to the conditions set in Section 3.2 TF).

    Up to 60 months Up to 84 months

    Up to 60 months for working capital financing.
    Up to 120 months for investment financing.

    Maximum amount of the loan

    3 000 000 EUR (and 1 500 000 EUR for clients performing road freight transport) and duration of the loan up to 60 months.

    1 500 000 EUR (and 750 000 EUR for clients performing road freight transport) and duration of the loan up to 117 months

    When subject to the EGF Regime by analogy to Section 3.1 TF:

    Depending on the sector of economic activity – up to 2 570 000 EUR.

    When subject to the EGF Regime by analogy to Section 3.2 TF and the thresholds set in it: up to 7 500 000 EUR

    When subject to De Minimis Regulations and the relevant thresholds set in them:
    Up to 7 500 000 EUR for SMEs.
    Up to 2 140 000 EUR for Small Mid-Caps.

    3 000 000 EUR for SMEs.

    1 875 000 EUR for Small Mid-Caps.

    Up to 70% of the company’s annual turnover for 2019 or 2020 (depending which is larger) but not more than:

    Up to 5 years – 1 500 000 EUR / 3 000 000 BGN (or 937 500 EUR for freight transport companies).

    Up to 7 years – 937 500 EUR (or 468 750 EUR for freight transport companies).

    2 000 000 EUR
               

    Guarantee Agreement COSME

    Guarantee instrument, provided by COSME and the European Fund for Strategic Investments (EFSI) in support of small and medium-sized enterprises.

    Learn more

    Pan-European Guarantee Fund in response to Covid-19

    Guarantee instrument, provided by the European Investment Fund, with the aim to provide access to working capital and investment financing in support of SMEs and Small Mid-Caps to overcome the consequences of Covid-19.

    Learn more

    Guarantee Agreement JEREMIE Trade Finance

    Guarantee instrument for trade and working capital finance, implemented by the European Investment Fund and funded by the Ministry of Economy in support of SMEs and Small Mid-Caps.

    Learn more

    Recovery Programme

    This guarantee instrument is structured and implemented within the Operational Programme Innovation and Competitiveness 2014 - 2020 with REACT-EU funding as part of the EU response to the COVID-19.

    Learn more

    Guarantee Agreement Cultural and Creative Sectors Guarantee Facility

    Guarantee is provided by the European Investment Fund with the financial support of the European Union under the Creative Europe Program.

    Learn more

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    Welcome to our website.