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Relaxed collateral requirements
Raiffeisenbanl uses a guarantee provided by the Programme for Competitiveness of Enterprises and Small and Medium-sized Enterprises (COSME) and the European Fund for Strategic Investments (EFSI) set up by virtue of the Investment Plan for Europe. The purpose of the EFSI is to support financing and investments within the European Union and to stimulate increased access to finance. The Programme supports Small and Medium-Sized Enterprises with up to 249 employees.
Credit parameters | |
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Amount |
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Products guaranteed by COSME |
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Maturity |
The Final Recipients must comply with the requirements of COSME Guarantee Facility and the requirements of the Bank’s Credit Policy. |
Guarantee coverage | 50 % |
Small and medium Enterprises registered and operateing on the territory of Bulgaria which comply with at least one of the following criteria:
Restricted activities - Any production, trade or other activity, which is illegal under the laws or regulations of the Republic of Bulgaria; the production of and trade in tobacco and distilled alcohol beverages and related products; the financing of the production of and trade in weapons and ammunition of any kind or military operations of any kind; human cloning for reproduction purposes and genetically modified organisms (GMOs) or any other restricted activity in the Republic of Bulgaria and/or any of the other EU Member States.
Highly-qualified experts with experience in the field of corporate lending and financial services.
Address: Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000
Phone: (+359 2) 91 985 101
Fax: (+359 2) 91 985 140