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Headquarters

Address

Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000

SWIFT/BIC

RZBBBGSF


Branches and ATMs

Find the nearest office or ATM


Corporate Banking

Address

Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000

Phone

(+359 2) 91 985 101

Fax

(+359 2) 91 985 140

 


Card and POS terminals assistance

24 hours bank cards and POS terminals assistance center

Phones

0700 10 000 (Vivacom)

17 21 (A1 and Telenor)

(+359 2) 962 41 02

Fax

(+359 2) 962 78 59

0700 10 000 calls for Vivacom subscribers are at the price of local call for people calling from all around the country - the difference between long-distance and local call is covered by Raiffesienbank. 17 21 calls for subscribers of mobile operators A1l and Telenor are at the price of internal call/within the same network – A1-A1 or Telenor-Telenor depending on customer individual plan.


Factoring

Viktor Spasov, Head of Factoring Department

Phone

(+ 359 2) 91 985 774

(+ 359) 886 999 569


Financial Institutions/ Sovereigns Department

Address

Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000

Phone

(+359 2) 91 985 423

Fax

(+359 2) 943 45 57

 


Capital Market Sales Department

Nayden Chernev, Head of Department

Phone

(+359 2) 91 985 456

Sales of Capital Markets Products Section

Nikolay Kichukov, Senior Broker

Phone

(+359 2) 91 985 490

Currency market and market risk management

Svetslav Georgiev, Senior Dealer

Phone

(+ 359 2) 91 985 464


Mariela Smileva, Dealer

Phone

(+359 2) 91 985 454


Elka Petkova, Dealer

Phone

(+ 359 2) 91 985 429

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    Guarantee Agreement Cultural and Creative Sectors Guarantee Facility

    This Guarantee is provided by the European Investment Fund with the financial support of the European Union under the Creative Europe Program. CCSGF supports small and medium enterprises operating in the field of culture and art.

    Advantages

    • Relaxed collateral requirements.

    • Favorable price conditions.

    • Wide range of culturally oriented activities that would be eligible for financing.

    Details

    Credit parameters
    Amount

    Max. 2 000 000 EUR

    Products guaranteed under the Cultural and Creative Sectors Guarantee Facility program
    • Investment loans
    • Revolving loans; overdraft limits and term loans for working capital needs
    • Business transfer
    Maturity
    • Investment loans - up to 120 months
    • Term working capital loans - up to 60 months
    • Overdraft limits and Revolving loans - up to 60 months
    Guarantee coverage 70 %

    Application

    Application procedure

    SMEs with up to 249 employees , with an annual turnover up to BGN 97.5 million and / or an asset value up toBGN 84 million and Small Public Enterprises (these are enterprises with up to 249 employees) which owners and / or investors, such as universities or autonomous local authorities, have the status of a public body under national law and may hold shares of up to 50% in the undertaking.

    Enterprises must operate in one of the activities in the field of culture.

    In the last 24 months, the company must meet one of the criteria:

    • Has operated in the field of culture and intends to continue its activities.
    • One or more projects developed by the company have received debt funding from an European institution in the field of culture, or a national institution in the field of culture or a cultural association, including those under the Creative Europe Program (Media and Culture).
    • One or more projects developed by the company have been awarded one of the CCS awards.
    • The enterprise has registered copyrights, trademarks, distribution rights or other types of rights in the field of culture.
    • The enterprise has benefited from a tax credit or tax exemption related to the development of intellectual property rights or cultural activities.

    Additional advantages

    • Long-term partner of the EIF in working with European programs.

    • Assistance and support

      From highly qualified specialists with experience in the field of lending and financial services.

    • Relaxed price conditions when using the program.

    Contacts

    Corporate Banking Department

    Address: Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000
    Phone: (+359 2) 91 985 101
    Fax: (+359 2) 91 985 140

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