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Headquarters

Address

Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000

SWIFT/BIC

RZBBBGSF


Branches and ATMs

Find the nearest office or ATM


Corporate Banking

Address

Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000

Phone

(+359 2) 91 985 101

Fax

(+359 2) 91 985 140

 


Card and POS terminals assistance

24 hours bank cards and POS terminals assistance center

Phones

0700 10 000 (Vivacom)

17 21 (A1 and Telenor)

(+359 2) 962 41 02

Fax

(+359 2) 962 78 59

0700 10 000 calls for Vivacom subscribers are at the price of local call for people calling from all around the country - the difference between long-distance and local call is covered by Raiffesienbank. 17 21 calls for subscribers of mobile operators A1l and Telenor are at the price of internal call/within the same network – A1-A1 or Telenor-Telenor depending on customer individual plan.


Factoring

Viktor Spasov, Head of Factoring Department

Phone

(+ 359 2) 91 985 774

(+ 359) 886 999 569


Financial Institutions/ Sovereigns Department

Address

Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000

Phone

(+359 2) 91 985 423

Fax

(+359 2) 943 45 57

 


Capital Market Sales Department

Nayden Chernev, Head of Department

Phone

(+359 2) 91 985 456

Sales of Capital Markets Products Section

Nikolay Kichukov, Senior Broker

Phone

(+359 2) 91 985 490

Currency market and market risk management

Svetslav Georgiev, Senior Dealer

Phone

(+ 359 2) 91 985 464


Rositsa Petkova, Dealer

Phone

(+359 2) 91 985 453


Elka Petkova, Dealer

Phone

(+ 359 2) 91 985 429

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    Guarantee Agreement NGF RDP

    A Guarantee Agreement between the National Guarantee Fund and Raiffeisenbank Bulgaria EAD on the basis of which NGF guarantees up to 50% of the principal amount of the loans, granted to SMEs which have an approved projects under one of the following measures of the Rural Development Programme 2007 – 2013 and 2014-2020, as well as SMEs operating in Sector "Livestock farming" and Sector "Plant growing".

    Advantages

    • Lower loan service costs

    • Relaxed requirements

      In respect of the coverage of the provided collateral.

    • Possibilities for financing beneficiaries

      Whose projects are not supported by commercial banks due to high credit risk or lack of sufficient collateral.

    Details

    Credit parameters
    Amount Max. BGN 3 000 000 (for the borrower and the related parties)
    Products guaranteed by NGF-RDP Programme
    • Investment loans + working capital loans
    • Letters of guarantee/limits for bank guarantees
    Guarantee coverage 50%

    Application

    Application procedure

    The loans included in the guaranteed portfolio must meet the following requirements:

    • Purpose: investments related to the implementation of projects approved for support under the Rural Development Programme of the Republic of Bulgaria (2014 - 2020); expenditure related to projects under the Rural Development Programme of the Republic of Bulgaria (2007 - 2013) as well as for financing the investments or working capital needs of enterprises in the Sector "Livestock Farming" and Sector "Plant Growing".
    • At the time of submission of the application for inclusion of the loan in the guaranteed portfolio, the borrower must be a micro, a small or a medium-sized enterprise within the meaning of the Small and Medium-Sized Enterprises Act that is engaged in a lawful activity and whose ultimate controlling owner is not an entity registered in an Offshore Area.
    • The borrower, as well as the parties economically-linked to it, have no debt to a credit or financial institution consisting of loans overdue by more than 90 days classified as "non-performing exposure" or "loss".
    • The borrower is not in difficulty within the meaning of Regulation (EU) No 651/2014.
    • The credit shall be fully included in the guaranteed portfolio, partial inclusion is not allowed.

    Additional advantages

    • Long-term partner of NGF under guarantee programmes.

    • Cooperation and support

      Highly-qualified experts with experience in the field of corporate lending and financial services.

    Contacts

    Corporate Banking Department

    Address: Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000
    Phone: (+359 2) 91 985 101
    Fax: (+359 2) 91 985 140

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