Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000



Branches and ATMs

Find the nearest office or ATM

Corporate Banking


Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000


(+359 2) 91 985 101


(+359 2) 91 985 140


Card and POS terminals assistance

24 hours bank cards and POS terminals assistance center


0700 10 000 (Vivacom)

17 21 (A1 and Yettel)

(+359 2) 962 41 02


(+359 2) 962 78 59

0700 10 000 calls for Vivacom subscribers are at the price of local call for people calling from all around the country - the difference between long-distance and local call is covered by Raiffesienbank.
17 21 calls for subscribers of mobile operators A1 and Telenor are at the price of internal call/within the same network – A1-A1 or Yettel-Yettel depending on customer individual plan.



Viktor Spasov, Head of Factoring Department


(+ 359 2) 91 985 774

(+ 359) 886 999 569

Financial Institutions/ Sovereigns Department


Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000


(+359 2) 91 985 423


(+359 2) 943 45 57


Capital Market Sales Department

Nayden Chernev, Head of Department


(+359 2) 91 985 456

Sales of Capital Markets Products Section

Nikolay Kichukov, Senior Broker


(+359 2) 91 985 490

Currency market and market risk management

Svetslav Georgiev, Senior Dealer


(+ 359 2) 91 985 464

Mariela Smileva, Dealer


(+359 2) 91 985 454

Elka Petkova, Dealer


(+ 359 2) 91 985 429



Tariff for fees and commissions for Legal entities and Sole traders

Tariff for Banks

General Conditions and Forms

General Conditions and Forms for Legal entities and Sole traders.

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    Individual Investment Plan

    Invest in your dreams

    You have money you want to invest? You’re looking for a suitable alternative to family savings? You’re seeking returns from a small investment made on competitive terms?

    Individual Investment Plan is an individual scheme for investment in mutual funds, through which you will save automatically and regularly, eventually realising your plans.

    The savings scheme is customised according to your preferences and enables you to periodically buy units in the funds of Raiffeisen Asset Management. The choice of a mutual fund depends entirely on your wishes, means and needs.


    The investment plan’s terms may be changed if the client so wishes without additional costs.

    • Plan your contribution

      You decide your monthly contribution (min. amount: BGN 30/EUR 30)

    • Flexibility

      You set the contribution period and date (monthly/quarterly)

    • Immediate liquidity

      You can access your savings at any time

    • Fully automated process

      Raiffeisenbank will automatically deduct the contribution from your account balance

    • Free account

      You get to use a free account to service your investment


    What is an investment plan?

    A convenient savings scheme which will help you achieve your long-term goals by investing through regular monthly contributions to the funds of Raiffeisen Asset Management (Bulgaria).

    Mutual funds of Raiffeisen Asset Management (Bulgaria):

    • Raiffeisen Conservative Fund Bulgaria
    • Raiffeisen (Bulgaria) Active Protection in EUR
    • Raiffeisen (Bulgaria) Active Protection in BGN
    • Raiffeisen (Bulgaria) Global Mix
    • Raiffeisen (Bulgaria) Global Balanced fund
    • Raiffeisen (Bulgaria) Global Growth

    More information on the Raiffeisen Asset Management website: Individual Investment Plan.


    Subscription fee 0%
    Redemption fee The redemption fee of the fund in which the client has invested is applied.

    How to apply

    Sign a contract for multiple registration of units in the fund of your choice.

    Please visit your local Raiffeisenbank (Bulgaria) EAD office.

    Application criteria

    The Individual Investment Plan product is suitable for individuals, corporate and institutional client - non-professonal clients.

    Investing in mutual funds involves certain risks. The value of the shares and the income from them may go down. Profit is not guaranteed and there is a risk for investors may not recover the full amount of money. Investing in Mutual Funds is not guaranteed by the Guarantee Fund, established by the State or any other warranty. Future performance of the contract funds are not necessarily associated with results from previous periods.

    The presented information should not be considered advice for investing in financial instruments, including units of mutual funds, offered by Raiffeisen Asset Management (Bulgaria). It is recommended for investors to first familiarize themselves with the prospectuses of the funds and the rules for Mutual funds before taking any investment decisions. The full prospectus and additional information for the funds can be received in any of the offices of Raiffeisenbank (Bulgaria) as well as on the website of RAM


    Raiffeisen Asset Management (Bulgaria) EAD

    Address: Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000, Phase ІІ 
    Phone: (+359 2) 91 985 500, (+359 2) 91 985 467
    Fax: (+359 2) 943 33 65
    Business hours:
    Weekday 08:30 h. - 17:30 h.

    Call Center

    0700 10 000 (Vivacom)
    17 21 (A1 and Yettel)
    Business hours:
    Weekday 08:00 h. - 20:00 h.
    Saturday 09:00 h. - 15:00 h.

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    Welcome to our website.