You can do the following operations with the Payment account for basic features:

• Cash operations (deposit and withdraw cash).
• Pay by direct debits in BGN.
• You make payment operations with a debit card, including online payments. 
• You receive and order credit transfers in BGN and EUR.
• You may not service loans (consumer, mortgage, overdraft) with the Payment account for basic features

The Bank may refuse to open a Payment account for basic featureswhere the holder holds another current account held with the same or another bank on the territory of the country through which they uses the services referred to in Article 73s(1) of the Payment Services and Payment Systems Act.

Fees and commissions under a Payment account for basic featuresare defined in the current Tariff for fees and commissions of Raiffeisenbank (Bulgaria) EAD for Individual clients - Chapter Six: Current account for basic operations

The holder of Payment account for basic features is entitled to additional services to the account of their choice and desire, against payment of the fees and commissions corresponding to these services, in accordance with the Tariff for fees and commissions of Raiffeisenbank (Bulgaria) EAD for Individual clients.