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See allYou don’t have to set aside time to visit a bank office, wait your turn in the queue and complete paper forms! Your personal bank is always with you on your computer!
With Raiffeisen ONLINE, you can bank 24/7 – all you need is internet access. And you can spend the time saved on yourself and the important people in your life!
Your funds are protected – the information on the page is encrypted and the transfers you order are authenticated by a single-use code you receive as an SMS or from a software token.
In choosing Raiffeisen ONLINE, you don’t save just time but money too, because the fees for transfers ordered through our e-banking platform are up to 68% lower than the fees for transfers ordered in a bank office. What is more, the use of Raiffeisen ONLINE is completely free of charge!
With Raiffeisen ONLINE, you can initiate BGN or foreign currency transfers to third parties and between your own accounts. You can also initiate budget payments in BGN. All intrabank BGN transfers are processed in real time!* You can exchange currencies and pay e-invoices! You can save templates containing the details of accounts to which you often make transfers (e.g. money transfers to your children or parents, rent or insurance payments, etc.) You initiate regular BGN and budget payments.
Pay your bills to more than 350 providers. You can pay single time or create subscription for an automatic montly payments. You receive free email notifications about new pending bills and payment status.
Access up-to-date information on all your accounts, cards, deposits and loans whenever you need to. You know when you’ve used your card, how much you’ve paid and what the payment was for, what amounts have been received into your account, how much the next loan payment is and when it is due, when the maturity of your deposit is, and how much money you have at any given time. Print out statements, balances and payment orders whenever you need to.
Manage your contactless credit and debit cards, convert the loyalty points collected when using your credit card into real money, open and close deposits without having to visit a bank office. In Raiffeisen ONLINE, you can also register and sell units in mutual funds of Raiffeisen Asset Management (Bulgaria) EAD, as well as have them bought back.
You receive personal offers tailored to your needs, as well as preferential terms as a customer of the bank. You are the first to find out about any new promotions and important changes to the products you use.
You can get information on transfer execution periods in the bank Tariff .
With Raiffeisen ONLINE everything is easier and more convenient!
If you want to take advantage of all the functionalities of Raiffeisen ONLINE, visit a Raiffeisenbank office to assign active rights to your accounts.
Enable access to online banking online!
Register by downloading your personal bank mobile application RaiMobile! You can login with fingerprint or FaceID for all devices that support functionality.
Download and instal from Google Play, AppGallery or App Store!
Raiffeisen ONLINE is activated in one visit to the office.
| Service | Service fee in a bank branch | Service fee through Raiffeisen ONLINE | What you save |
|---|---|---|---|
| Transfer in BGN to other bank via BISERA | 5 BGN | 0.80 BGN | 4.20 BGN |
| Transfer in BGN to other bank via RINGS | 20 BGN | 13 BGN | 7 BGN |
| Internal bank transfer in BGN (between different customers) | 3 BGN | 0.40 BGN | 2.60 BGN |
| Outgoing payments in EUR to countries inside the European Economic Area up to equivalent of BGN 100 000 | 2.56 EUR | 0.41 EUR | 2.15 EUR |
| Outgoing payments in EUR to countries inside the European Economic Area equal or greater than the equivalent of BGN 100 000 | 10.23 EUR | 6.65 EUR | 3.58 EUR |
| Transfer in foreign currency to other bank - Individual clients | 0.20% min 17 EUR | 0.15% min 15 EUR | 0.05% min 2 EUR |
| Internal bank transfer in foreign currency (between different customers) | 3 EUR | 1.5 EUR | 1.5 EUR |
| Request for Direct debit | 5 BGN | 1 BGN | 4 BGN |
All other Raiffeisen ONLINE fees and commissions are charged in accordance with the current Tariff of Raiffeisenbank .
0700 10 000 (Vivacom)
17 21 (A1 and Telenor)
call.center@raiffeisen.bg
Visit the nearest office of Raiffeisenbank.
Respond to the most frequently asked questions about online banking.
