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Automatic saving
You save automatically each month with parameters of your choice.
Save money without term and manage your funds on your own
With savings account Perspective you can withdraw and cash deposit money without limitation and without losing the interest. You get a higher interest and a lower annual fee than the standard ones.
You save automatically each month with parameters of your choice.
You can withdraw and cash deposit money without limitation and without losing the interest.
You receive and order payments from your savings account.
You can withdraw your savings without fees for the summer holidays, Christmas and New Year holidays (in the following periods of the year: 01.06-30.06 and 01.12-31.12)
You can get your money at any time in any bank office, through Raiffeisen ONLINE and the mobile application for online banking.
You get a higher interest and a lower annual fee than the standard ones with payroll / other regular monthly income through an account at Raiffeisenbank.
Bank customers have right to open only one savings account Perspective in each of the listed currencies.
Period | The savings account is without a fixed term |
Currency | BGN, EUR |
Minimum opening amount | 100 BGN, 50 EUR |
Currency | Minimum balance | Amount | Annual interest rate | Interest bonus* | Total interest |
---|---|---|---|---|---|
BGN | 100 BGN | Up to 50 000 | 0.00% | 0.01% | 0.01% |
More than 50 000 | 0.00% | - | 0.00% | ||
EUR | 50 EUR | Up to 25 000 | 0.00% | 0.01% | 0.01% |
More than 25 000 | 0.00% | - | 0.00% |
Interest on savings account "Perspective" is capitalized every year on the date of account opening, the interest is calculated on a daily basis 360/360.
* Interest bonus for clients with payroll / other regular monthly income over 145 BGN into an account at Raiffeisenbank.
For existing customers with Saving account „Perspective“, opened until 06.09.2021 including, the new interest rates shall enter into force from 07.11.2021. Until that change for existing customers in force are interest rates, published in the Interest rates bulletin for retail clients from 15.07.2021.
According to the Bank’s Tariff
According to the Bank’s Tariff
According to the Bank’s Tariff
The deposits at the bank are guaranteed through the participation of the Bank in the Deposit Insurance Fund. The Fund guarantees the payment of deposits of 1 person with the Bank, irrespective of the number and amount of the deposits, up to BGN 196,000 in total for principal and interest under all deposits, under the terms of the Law on the Bank Deposit Guarantee.
Visit the nearest office of Raiffeisenbank.