Tools

Headquarters

Address

Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000

SWIFT/BIC

RZBBBGSF

Branches and ATMs

Find the nearest office or ATM

Call Center

Phones

0700 10 000 (Vivacom)

17 21 (A1 and Telenor)

E-mail

call.center@raiffeisen.bg

Working hours

Monday - Friday: 8:00 a.m. - 8:00 p.m

Saturday: 9:00 a.m. - 3:00 p.m.

Card and POS terminals assistance

24 hours bank cards and POS terminals assistance center

Phones

0700 10 000 (Vivacom)

17 21 (A1 and Telenor)

(+359 2) 962 41 02

Fax

(+359 2) 962 78 59

0700 10 000 calls for Vivacom subscribers are at the price of local call for people calling from all around the country - the difference between long-distance and local call is covered by Raiffesienbank. 17 21 calls for subscribers of mobile operators A1 and Telenor are at the price of internal call/within the same network – A1-A1 or Telenor-Telenor depending on customer individual plan.

Tariffs

Tariff for Fees and Commissions for Individual Clients

General Conditions and Forms

General Conditions and Forms for Individual Clients.

All documents

Notifications

Notifications from the bank about changes in products and services - interest, fees and commissions, loans, deposits.

All notifications

Saved pages

Here you can bookmark favorite pages for later by clicking on the “Save” button at the top of the page.

Viewed pages

List of last viewed pages.

Saving Account Perspective

Save money without term and manage your funds on your own

With savings account Perspective you can withdraw and cash deposit money without limitation and without losing the interest. You get a higher interest and a lower annual fee than the standard ones.

Advantages

Automatic saving

You save automatically each month with parameters of your choice.
Without limitations

You can withdraw and cash deposit money without limitation and without losing the interest.
Transfers

You receive and order payments from your savings account.
Preferences

You can withdraw your savings without fees for the summer holidays, Christmas and New Year holidays (in the following periods of the year: 01.06-30.06 and 01.12-31.12)
Convenience

You can get your money at any time in any bank office, through Raiffeisen ONLINE and the mobile application for online banking.
Advantageous

You get a higher interest and a lower annual fee than the standard ones with payroll / other regular monthly income through an account at Raiffeisenbank.

Details

Bank customers have right to open only one savings account Perspective in each of the listed currencies.

Period	The savings account is without a fixed term
Currency	BGN, EUR
Minimum opening amount	100 BGN, 50 EUR

Interest rates

Currency	Minimum balance	Amount	Annual interest rate	Interest bonus*	Total interest
BGN	100 BGN	Up to 50 000	0.00%	0.01%	0.01%
BGN	100 BGN	More than 50 000	0.00%	-	0.00%
EUR	50 EUR	Up to 25 000	0.00%	0.01%	0.01%
EUR	50 EUR	More than 25 000	0.00%	-	0.00%

Interest on savings account "Perspective" is capitalized every year on the date of account opening, the interest is calculated on a daily basis 360/360.

* Interest bonus for clients with payroll / other regular monthly income over 145 BGN into an account at Raiffeisenbank.

For existing customers with Saving account „Perspective“, opened until 06.09.2021 including, the new interest rates shall enter into force from 07.11.2021. Until that change for existing customers in force are interest rates, published in the Interest rates bulletin for retail clients from 15.07.2021.

Fees and conditions

Without opening fee
Annual maintenance fee

According to the Bank’s Tariff
Fees for cash deposit fee and cash withdrawal

According to the Bank’s Tariff
Transfer fees

According to the Bank’s Tariff

Documents

The deposits at the bank are guaranteed through the participation of the Bank in the Deposit Insurance Fund. The Fund guarantees the payment of deposits of 1 person with the Bank, irrespective of the number and amount of the deposits, up to BGN 196,000 in total for principal and interest under all deposits, under the terms of the Law on the Bank Deposit Guarantee.