Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000



Branches and ATMs

Find the nearest office or ATM

Call Center


0700 10 000 (Vivacom)

17 21 (A1 and Telenor)


Working hours

Monday - Friday: 8:00 a.m. - 8:00 p.m

Saturday: 9:00 a.m. - 3:00 p.m.

Card and POS terminals assistance

24 hours bank cards and POS terminals assistance center


0700 10 000 (Vivacom)

17 21 (A1 and Telenor)

(+359 2) 962 41 02


(+359 2) 962 78 59

0700 10 000 calls for Vivacom subscribers are at the price of local call for people calling from all around the country - the difference between long-distance and local call is covered by Raiffesienbank. 17 21 calls for subscribers of mobile operators A1 and Telenor are at the price of internal call/within the same network – A1-A1 or Telenor-Telenor depending on customer individual plan.



Tariff for Fees and Commissions for Individual Clients

General Conditions and Forms

General Conditions and Forms for Individual Clients.

All documents


Notifications from the bank about changes in products and services - interest, fees and commissions, loans, deposits.

All notifications


Saved pages

Here you can bookmark favorite pages for later by clicking on the “Save” button at the top of the page.

    Viewed pages

    List of last viewed pages.

    Term Deposit

    Save with guaranteed security and for a fixed period with Term Deposit of Raiffeisenbank in BGN, EUR or USD.


    • Security

      Without change in the interest rate for the term of the deposit.

    • Low amount

      Low minimum opening amount.

    • No fee

      No withdrawal fee on maturity date.

    • Convenience

      The deposit can serve as collateral for credits and credit cards.


    Period 24, 36 months
    Currency BGN, EUR, USD
    Minimum opening amount 100 BGN, EUR, USD

    Interest rates

    Currency/ Period2 years3 years
    BGN 0.01% 0.01%
    EUR 0.01% 0.01%
    USD 0.01% -

    The interest rates remain unchanged for the whole term of the deposit. The interest is paid at the maturity of the deposit or when it is closed. The interest is calculated on a 360/360 basis for deposits in BGN, EUR or USD.

    Fees and conditions

    • Without withdrawal fee on the maturity date

    • Earlier closing

      When the term deposit is closed before the maturity date for the purpose of partial withdrawal of the amount or closing of the deposit, as well in order to cash deposit money, an interest is paid for the actual number of the days of the deposit amounting to the interest of a current account according to the interest rate bulletin effective at the time of the closing.

    • Automatic renewal

      On the maturity date the deposit is renewed automatically and an interest rate valid at the time of the renewal is applied for the new period.

    The deposits at the bank are guaranteed through the participation of the Bank in the Deposit Insurance Fund. The Fund guarantees the payment of deposits of 1 person with the Bank, irrespective of the number and amount of the deposits, up to BGN 196,000 in total for principal and interest under all deposits, under the terms of the Law on the Bank Deposit Guarantee.



    Call Center

    0700 10 000 (Vivacom)
    17 21 (A1 and Telenor)


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