To perform active banking operations through Raiffeisen ONLINE, you need to use one of the following security tools:
Upon confirmation of payments and forms in RaiMobile and Raiffeisen ONLINE system, you will receive an SMS message with a one-off verification code to a mobile telephone number with a Bulgarian mobile operator stated beforehand on the registration form.
The SMS message also contains payment information - the amount and the last digits of the recipient’s account or the type of order.
The registration for the service and receipt of SMS messages are completely free**.
** Additional fees may be charged by the mobile operator when an SMS is received in roaming mode.
What is an "SMS authorization code"
The SMS authorization code is an additional tool to protect online payments. It is issued by Raiffeisenbank and serves as a one-off temporary code sent via SMS to a mobile phone.
How are payments made
Upon confirmation of payments in RaiMobile and Raiffeisen ONLINE system, you will receive an SMS message with a one-off verification code of the selected transfer/group of transfers to a mobile telephone number stated beforehand on the registration form. The SMS message contains also payment information - the amount and the last digits of the recipient’s account. You need to enter the transaction verification code in the system. For additional security, it is recommended to check the payment details from the SMS message with the details of the transaction entered in the computer. You can confirm a group of payments with one SMS code.
Who is the service intended for
The ‘SMS authorization code’ is a service available to all current and future users of RaiMobile and Raiffeisen ONLINE who use online banking for active transactions and have a valid mobile number with a Bulgarian mobile operator.
What is the service charge
The registration for the service and receipt of SMS messages are completely free. Together with the guaranteed security of payments, the client also saves bank transaction costs as RaiMobile and Raiffeisen ONLINE transfer fees are significantly lower than the fees for payments made at a bank office.
How to register for the service
All Raiffeisenbank clients can register for this service by visiting one of Raiffeisenbank’s offices and declaring their willingness to actively use online banking with SMS authorization code.