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Headquarters

Address

Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000

SWIFT/BIC

RZBBBGSF


Branches and ATMs

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Call Center

Phones

0700 10 000 (Vivacom)

17 21 (A1 and Telenor)

E-mail

call.center@raiffeisen.bg

Working hours

Monday - Friday: 8:00 a.m. - 8:00 p.m

Saturday: 9:00 a.m. - 3:00 p.m.


Card and POS terminals assistance

24 hours bank cards and POS terminals assistance center

Phones

0700 10 000 (Vivacom)

17 21 (A1 and Telenor)

(+359 2) 962 41 02

Fax

(+359 2) 962 78 59

0700 10 000 calls for Vivacom subscribers are at the price of local call for people calling from all around the country - the difference between long-distance and local call is covered by Raiffesienbank. 17 21 calls for subscribers of mobile operators A1l and Telenor are at the price of internal call/within the same network – A1-A1 or Telenor-Telenor depending on customer individual plan.


Business centers for small enterprises

We set up 23 specialized Business Centers in order to be closer to you at any time and to support the successful implementation of your projects.

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Micro Business Department

Address

Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000

Phone

+359 882 894523

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    Raiffeisenbank offers you a specialized loan for the purchase of agricultural land that allows you to replace the fixed rent expenses with bank credit instalments.

    Advantages

    • Attractive price terms

      Attractive price conditions and a possibility to use preferential terms for additional non-credit and insurance products.

    • Repayment under an individual repayment schedule

      Possibility to make a repayment under an individual repayment plan depending on the income from the activity.

    • Replacement of the payment of rent with a credit instalment

      Replace the payment of rent with a credit instalment for purchase of own land.

    • High percentage of financing

      High percentage of financing based on the market valuation of the purchased agricultural land.

    • Collateral in the form of agricultural land

      Only the purchased agricultural land is used as collateral without need for any additional collateral.

    Details

    The product is suitable for you if you operate in the agriculture or the livestock sector and want to expand your farm. It is provided in the form of a term loan for a period of up to 10 years for the purchase of 1st to 5th category agricultural land on the territory of the country.

    The Bank does not finance land that falls within the protected areas of the Natura 2000 ecological network.

    Loan parameters
    Amount Up to BGN 510 000 / EUR 261 000
    Currency BGN and EUR
    Business history Min. 12 months
    Period Up to 10 years
    Grace period Up to 6 months for investment loans
    Interest rate It is based on 1-month Euribor (for loans in EUR) and Short-term Interest Rate according to the BNB statistics (for loans in BGN) plus a margin determined individually depending on the amount, currency, term and collateral for the requested loan.
    Collateral The main collateral under the loan is the purchased agricultural land. Depending on the amount of the loan and the specificity of the purchased agricultural land, the parties negotiate the individual structure of the collateral offered for the particular loan.
    Payment

    Term loan - equal instalments of the principal and the relevant interest on the outstanding amount of the principal for the period.
    Possibility to define a flexible repayment plan consistent with the seasonal nature of the business.

    Reply period Within 5 business days.
    Fees and commissions According to the Bank’s Tariff.

    Application

    Application procedure

    You are welcome to a Raiffeisenbank bank office that is convenient for you or to the Business Center Small Enterprises of Raiffeisenbank:

    1. Share with us your plans and wishes to develop your business.
    2. Learn about the possibilities and requirements for your funding.
    3. Our specialists will offer you the most appropriate and workable solutions for your development.
    4. You will receive individual service and attention to the details of your request.
    5. You will get a competitive offer that is tailored to your needs.

    Contacts

    Call Center

    0700 10 000 (Vivacom)
    17 21 (A1 and Telenor)

    call.center@raiffeisen.bg

    Branches

    Visit the nearest office of Raiffeisenbank.

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