Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000



Branches and ATMs

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Call Center


0700 10 000 (Vivacom)

17 21 (A1 and Yettel)


Working hours

Monday - Friday: 8:00 a.m. - 8:00 p.m

Saturday: 9:00 a.m. - 3:00 p.m.

Card and POS terminals assistance

24 hours bank cards and POS terminals assistance center


0700 10 000 (Vivacom)

17 21 (A1 and Yettel)

(+359 2) 962 41 02


(+359 2) 962 78 59

0700 10 000 calls for Vivacom subscribers are at the price of local call for people calling from all around the country - the difference between long-distance and local call is covered by Raiffesienbank.
17 21 calls for subscribers of mobile operators A1 and Telenor are at the price of internal call/within the same network – A1-A1 or Yettel-Yettel depending on customer individual plan.


Business centers for small enterprises

We set up 23 specialized Business Centers in order to be closer to you at any time and to support the successful implementation of your projects.

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Small Business


Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000


+359 882 894523



Tariff for Legal entities and Sole traders

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    Raiffeisenbank offers you a specialized loan for the purchase of agricultural land that allows you to replace the fixed rent expenses with bank credit instalments.


    • Replacement of the payment of rent with a credit instalment

      Replace the payment of rent with a credit instalment for purchase of own land.

    • High percentage of financing

      High percentage of financing based on the market valuation of the purchased agricultural land.

    • Collateral in the form of agricultural land

      Only the purchased agricultural land is used as collateral without need for any additional collateral.

    • Attractive price terms

      Attractive price conditions and a possibility to use preferential terms for additional non-credit and insurance products.

    • Repayment under an individual repayment schedule

      Possibility to make a repayment under an individual repayment plan depending on the income from the activity.


    The product is suitable for you if you operate in the agriculture or the livestock sector and want to expand your farm. It is provided in the form of a term loan for a period of up to 10 years for the purchase of 1st to 5th category agricultural land on the territory of the country.

    The Bank does not finance land that falls within the protected areas of the Natura 2000 ecological network.

    Loan parameters
    Amount Up to BGN 1 000 000/ EUR 500 000
    Currency BGN and EUR
    Business history Min. 12 months
    Period Up to 10 years
    Grace period Up to 6 months
    Interest rate It is based on 1-month Euribor (for loans in EUR) and Short-term Interest Rate according to the BNB statistics (for loans in BGN) plus a margin determined individually depending on the amount, currency, term and collateral for the requested loan.
    Collateral The main collateral under the loan is the purchased agricultural land. Depending on the amount of the loan and the specificity of the purchased agricultural land, the parties negotiate the individual structure of the collateral offered for the particular loan.

    Term loan - equal instalments of the principal and the relevant interest on the outstanding amount of the principal for the period.
    Possibility to define a flexible repayment plan consistent with the seasonal nature of the business.

    Reply period Within 5 business days.
    Fees and commissions According to the Bank’s Tariff.


    Application procedure

    You are welcome to a Raiffeisenbank bank office that is convenient for you or to the Business Center Small Enterprises of Raiffeisenbank:

    1. Share with us your plans and wishes to develop your business.
    2. Learn about the possibilities and requirements for your funding.
    3. Our specialists will offer you the most appropriate and workable solutions for your development.
    4. You will receive individual service and attention to the details of your request.
    5. You will get a competitive offer that is tailored to your needs.


    Call Center

    0700 10 000 (Vivacom)
    17 21 (A1 and Yettel)


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