Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000



Branches and ATMs

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Call Center


0700 10 000 (Vivacom)

17 21 (A1 and Yettel)


Working hours

Monday - Friday: 8:00 a.m. - 8:00 p.m

Saturday: 9:00 a.m. - 3:00 p.m.

Card and POS terminals assistance

24 hours bank cards and POS terminals assistance center


0700 10 000 (Vivacom)

17 21 (A1 and Yettel)

(+359 2) 962 41 02


(+359 2) 962 78 59

0700 10 000 calls for Vivacom subscribers are at the price of local call for people calling from all around the country - the difference between long-distance and local call is covered by Raiffesienbank.
17 21 calls for subscribers of mobile operators A1 and Telenor are at the price of internal call/within the same network – A1-A1 or Yettel-Yettel depending on customer individual plan.


Business centers for small enterprises

We set up 23 specialized Business Centers in order to be closer to you at any time and to support the successful implementation of your projects.

Find the nearest business center

Small Business


Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000


+359 882 894523



Tariff for Legal entities and Sole traders

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General Conditions and Forms for Legal entities and Sole traders.

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    On the basis of this credit product you can use financing for working capital after obtaining approval for a subsidy from the State Fund Agriculture. The financing under the loan can be used for all activities related to the cultivation of land - ploughing, sowing, fertilizing.


    • High amount of overdraft

      Possibility for a high amount of overdraft because of the inclusion of all eligible subsidies in the base for calculation.

    • Individual calculation

      Annual review and individual calculation based on declared areas/animals for the respective year.

    • Additional credit limits

      Possibility to use additional credit limits with or without a collateral.


    The product is intended for farmers and livestock owners who are approved for receiving a subsidy from the State Fund Agriculture. It is provided in the form of an overdraft to a current account and the amount is calculated on the basis of the stated areas and/or animals for which a request for support is submitted each current year.

    Credit parameters
    Amount Up to 100% of the expected EU subsidy max. BGN 1 000 000
    Currency BGN
    Business history Min. 24 months
    Period Up to 18 months, but not later than 5 July of the following year
    Interest rate It is based on Short-term Interest Rate according to the BNB statistics plus a margin determined individually depending on the amount, currency and term of the requested credit.
    Collateral Establishment of a pledge on the subsidy approved by the Paying Agency and on the borrower’s receivables in the borrower’s accounts with the bank.

    The product allows for a one-time full repayment of the principal on the loan upon receipt of the subsidy in the borrower’s account with the bank.
    Interest - one a monthly basis.

    Reply period Within 5 business days.
    Fees and commissions According to the Bank’s Tariff.


    Application procedure

    You are welcome to a Raiffeisenbank bank office that is convenient for you or to the Business Center Small Enterprises of Raiffeisenbank:

    1. Share with us your plans and wishes to develop your business.
    2. Learn about the possibilities and requirements for your funding.
    3. Our specialists will offer you the most appropriate and workable solutions for your development.
    4. You will receive individual service and attention to the details of your request.
    5. You will get a competitive offer that is tailored to your needs.


    Call Center

    0700 10 000 (Vivacom)
    17 21 (A1 and Yettel)


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