Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000



Branches and ATMs

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Call Center


0700 10 000 (Vivacom)

17 21 (A1 and Yettel)


Working hours

Monday - Friday: 8:00 a.m. - 8:00 p.m

Saturday: 9:00 a.m. - 3:00 p.m.

Card and POS terminals assistance

24 hours bank cards and POS terminals assistance center


0700 10 000 (Vivacom)

17 21 (A1 and Yettel)

(+359 2) 962 41 02


(+359 2) 962 78 59

0700 10 000 calls for Vivacom subscribers are at the price of local call for people calling from all around the country - the difference between long-distance and local call is covered by Raiffesienbank.
17 21 calls for subscribers of mobile operators A1 and Telenor are at the price of internal call/within the same network – A1-A1 or Yettel-Yettel depending on customer individual plan.


Business centers for small enterprises

We set up 23 specialized Business Centers in order to be closer to you at any time and to support the successful implementation of your projects.

Find the nearest business center

Small Business


Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000


+359 882 894523



Tariff for Legal entities and Sole traders

General Conditions and Forms

General Conditions and Forms for Legal entities and Sole traders.

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    Term Loan Without Collateral

    Implement your personal plans

    The term loan without collateral enables you to easily realize your personal plans. You can use to repair a home, purchase new furniture or a car, pay for education, organize a party/holiday or cover other personal expenses.


    • Individual approach

    • Financing tailored to your needs

    • Quick procedure

    • Attractive prices


    Loan parameters
    Amount Up to BGN 200 000 / EUR 100 000 The amount of the loan depends on the rating of the application and the official annual turnover of the company - subject of financial analysis - owned by the borrower.
    Currency BGN or EUR
    Period Up to 6 years
    Interest rate It is based on 1-month/6-month Euribor (for loans in EUR), respectively Short-term/Medum-term Interest Rate according to the BNB statistics (for loans in BGN) plus a margin determined individually depending on the amount, currency and term for the requested credit.
    Payment You can choose between two types of monthly repayment instalments:
    • Annuity instalments - equal repayment instalments including principal and interest.
    • Decreasing instalments - equal instalments of the principal and the relevant interest on the outstanding amount of the principal for the period.
    Additional requirements The company owned by the borrower must become a co-debtor under the loan and must be a client of KBC Bank by opening a company current account with the bank.
    Fees According to the Bank’s Tariff for physical persons.


    Application procedure

    You are welcome to a bank office that is convenient for you or to the Business Center Small Enterprises:

    1. Our specialists will introduce you to the possibilities for and requirements to the financing for your personal plans and business needs.
    2. You will get individual service and a competitive offer that is entirely tailored to your needs.


    Directive on markets in financial instruments

    Harmonization of the regulations, procedures and requirements related to transactions in financial instruments within the community.


    Call Center

    0700 10 000 (Vivacom)
    17 21 (A1 and Yettel)


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