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Individual approach
Implement your personal plans
The term loan without collateral enables you to easily realize your personal plans. You can use to repair a home, purchase new furniture or a car, pay for education, organize a party/holiday or cover other personal expenses.
Loan parameters | |
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Amount | Up to BGN 200 000 / EUR 100 000 The amount of the loan depends on the rating of the application and the official annual turnover of the company - subject of financial analysis - owned by the borrower. |
Currency | BGN or EUR |
Period | Up to 6 years |
Interest rate | It is based on 1-month/6-month Euribor (for loans in EUR), respectively Short-term/Medum-term Interest Rate according to the BNB statistics (for loans in BGN) plus a margin determined individually depending on the amount, currency and term for the requested credit. |
Payment | You can choose between two types of monthly repayment instalments:
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Additional requirements | The company owned by the borrower must become a co-debtor under the loan and must be a client of Raiffeisenbank by opening a company current account with the bank. |
Fees | According to the Bank’s Tariff for physical persons. |
Application procedure
You are welcome to a bank office that is convenient for you or to the Business Center Small Enterprises:
Harmonization of the regulations, procedures and requirements related to transactions in financial instruments within the community.
Visit the nearest office of Raiffeisenbank.