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Implement your personal plans
The term loan without collateral enables you to easily realize your personal plans. You can use to repair a home, purchase new furniture or a car, pay for education, organize a party/holiday or cover other personal expenses.
|Amount||Up to BGN 200 000 / EUR 100 000 The amount of the loan depends on the rating of the application and the official annual turnover of the company - subject of financial analysis - owned by the borrower.|
|Currency||BGN or EUR|
|Period||Up to 6 years|
|Interest rate||It is based on 1-month/6-month Euribor (for loans in EUR), respectively Short-term/Medum-term Interest Rate according to the BNB statistics (for loans in BGN) plus a margin determined individually depending on the amount, currency and term for the requested credit.|
|Payment||You can choose between two types of monthly repayment instalments:
|Additional requirements||The company owned by the borrower must become a co-debtor under the loan and must be a client of Raiffeisenbank by opening a company current account with the bank.|
|Fees||According to the Bank’s Tariff for physical persons.|
You are welcome to athat is convenient for you or to the
Harmonization of the regulations, procedures and requirements related to transactions in financial instruments within the community.