Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000



Branches and ATMs

Find the nearest office or ATM

Call Center


0700 10 000 (Vivacom)

17 21 (A1 and Telenor)


Working hours

Monday - Friday: 8:00 a.m. - 8:00 p.m

Saturday: 9:00 a.m. - 3:00 p.m.

Card and POS terminals assistance

24 hours bank cards and POS terminals assistance center


0700 10 000 (Vivacom)

17 21 (A1 and Telenor)

(+359 2) 962 41 02


(+359 2) 962 78 59

0700 10 000 calls for Vivacom subscribers are at the price of local call for people calling from all around the country - the difference between long-distance and local call is covered by Raiffesienbank. 17 21 calls for subscribers of mobile operators A1l and Telenor are at the price of internal call/within the same network – A1-A1 or Telenor-Telenor depending on customer individual plan.

Business centers for small enterprises

We set up 23 specialized Business Centers in order to be closer to you at any time and to support the successful implementation of your projects.

Find the nearest business center

Micro Business Department


Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000


+359 882 894523



Tariff for Legal entities and Sole traders

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General Conditions and Forms for Legal entities and Sole traders.

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    Raiffeisenbank has been a long-term partner of the European Investment Fund (EIF) and the National Guarantee Fund (NGF).

    Raiffeisenbank has been a long-term partner of the European Investment Fund (EIF) and the National Guarantee Fund (NGF).

    The Bank offers loans with guarantees from the European Investment Fund that benefit enterprises under the programmes InnovFin and the COSME.


    • Better possibilities for financing

    • Attractive price terms

    • Extended terms for repayment of loans

    • Flexible conditions

    • Alleviated requirements to collateral

    Compare and choose


    Guarantee Agreement


    Guarantee Agreement

    Jeremie Trade finance

    Guarantee Agreement

    First Loss Portfolio Guarantee COVID-19

    Guarantee Agreement

    EIF capped/Uncapped

    Guarantee Agreement

    Maximum limit amount

    EUR 271 000 EUR 271 000 EUR 271 000 EUR 271 000 EUR 271 000

    Possibility for unsecured with asset collateral limits

    Yes No Yes Yes Yes

    Max tenor for investement limits

    120 months 120 months n/a 72 months 120 months

    Max tenor for working capital limits

    60 months 48 months 48 months 48 months 48 months


    No No No No Yes


    Yes Yes Yes Yes Yes

    Financing Under EU Operational Programmes

    Specialized schemes for targeted financing of investment costs related to the implementation of approved projects under the Operational Programmes of the European Union.

    Learn more

    Guarantee Agreement InnovFin

    The program is for you if you are a fast growing enterprise or have innovative ideas for expanding your business.

    Learn more

    Guarantee Agreement COSME

    The portfolio guarantee provided by the European Investment Fund is used to finance small and medium-sized enterprises under alleviated conditions.

    Learn more

    Financing small businesses through EIF Guarantee Programmes


    Application procedure

    You are welcome to a Raiffeisenbank bank office that is convenient for you or to the Business Center Small Enterprises of Raiffeisenbank:

    1. Share with us your plans and wishes to develop your business.
    2. Learn about the possibilities and requirements for your funding.
    3. Our specialists will offer you the most appropriate and workable solutions for your development.
    4. You will receive individual service and attention to the details of your request.
    5. You will get a competitive offer that is tailored to your needs.

    Contacts and assistance

    Call Center

    0700 10 000 (Vivacom)
    17 21 (A1 and Telenor)


    Visit the nearest office of Raiffeisenbank.

    Useful information

    European Investment Fund

    Welcome to our website.

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    Welcome to our website.