The guarantee schemes of the NGF are aimed at financing the business of enterprises under alleviated requirements for collateral and at attractive price terms. For this purpose, the NGF provides a portfolio guarantee for credit risk up to 50% of the loan amount.
||Investment loans, working capital loans - term loans, overdraft and revolving credits.
Bank guarantees and credit limits for issuing bank guarantees.
||Up to 120 months for investment credits
Up to 60 months for term working capital loans and guarantees
Up to 36 months for overdrafts and revolving credits
||Min. 80% coverage at a market value with a mortgage of immovable property acceptable to the bank and 110% coverage for pledged machines, equipment and vehicles.
No fee for consultations under the programme and no fee for review of a credit application. Preferential price conditions depending on the type of credit and the collateral provided.