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A loan secured with assets
You can use the credit for investments such as purchase of real estate, construction and repair works, purchase of machinery and equipment, etc., or for working capital to purchase materials and goods.
|Amount||Up to BGN 1 000 000 / EUR 500 000|
|Currency||BGN and EUR|
|Business history||Min. 12 months|
|Period||Up to 15 years for investment credits.
Up to 5 years for working capital.
|Grace period||Up to 6 months for investment credits.|
|Interest rate||It is based on 1-month Euribor (for loans in EUR) and Short-term Interest Rate according to the BNB statistics (for loans in BGN) plus a margin determined individually depending on the amount, currency, term and collateral for the requested credit.|
|Collateral||Acceptable collateral: immovable property, tangible fixed assets and other acceptable collateral according to Raiffeisenbank’s policy for financing small businesses.|
|Payment||Term loans - equal instalments of principal and the relevant interest on the outstanding principal for the period
Possibility to determine a flexible repayment plan consistent with the seasonal nature of the business.
According to the Bank’s Tariff of Fees and Commissions for Legal Entities.
You are welcome to a Raiffeisenbankthat is convenient for you or to the of Raiffeisenbank: