Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000



Branches and ATMs

Find the nearest office or ATM

Call Center


0700 10 000 (Vivacom)

17 21 (A1 and Telenor)


Working hours

Monday - Friday: 8:00 a.m. - 8:00 p.m

Saturday: 9:00 a.m. - 3:00 p.m.

Card and POS terminals assistance

24 hours bank cards and POS terminals assistance center


0700 10 000 (Vivacom)

17 21 (A1 and Telenor)

(+359 2) 962 41 02


(+359 2) 962 78 59

0700 10 000 calls for Vivacom subscribers are at the price of local call for people calling from all around the country - the difference between long-distance and local call is covered by Raiffesienbank. 17 21 calls for subscribers of mobile operators A1l and Telenor are at the price of internal call/within the same network – A1-A1 or Telenor-Telenor depending on customer individual plan.

Business centers for small enterprises

We set up 23 specialized Business Centers in order to be closer to you at any time and to support the successful implementation of your projects.

Find the nearest business center

Micro Business Department


Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000


+359 882 894523



Tariff for Legal entities and Sole traders

General Conditions and Forms

General Conditions and Forms for Legal entities and Sole traders.

All documents


Notifications from the bank about changes in products and services - interest, fees and commissions, loans, deposits.

All notifications


Saved pages

Here you can bookmark favorite pages for later by clicking on the “Save” button at the top of the page.

    Viewed pages

    List of last viewed pages.

    A loan secured with assets

    You can use the credit for investments such as purchase of real estate, construction and repair works, purchase of machinery and equipment, etc., or for working capital to purchase materials and goods.


    • Individual approach

    • Optimal conditions

    • Competitive prices


    Credit parameters
    Amount Up to BGN 1 000 000 / EUR 500 000 
    Currency BGN and EUR
    Business history Min. 12 months
    Period Up to 15 years for investment credits.
    Up to 5 years for working capital.
    Grace period Up to 6 months for investment credits.
    Interest rate It is based on 1-month Euribor (for loans in EUR) and Short-term Interest Rate according to the BNB statistics (for loans in BGN) plus a margin determined individually depending on the amount, currency, term and collateral for the requested credit.
    Collateral Acceptable collateral: immovable property, tangible fixed assets and other acceptable collateral according to Raiffeisenbank’s policy for financing small businesses.
    Payment Term loans - equal instalments of principal and the relevant interest on the outstanding principal for the period
    Possibility to determine a flexible repayment plan consistent with the seasonal nature of the business.

    According to the Bank’s Tariff of Fees and Commissions for Legal Entities.
    For secured loans, there are also incidental costs related to the establishment of the collateral - for market valuation, mortgage, issuance of certificates, etc.


    Application procedure

    You are welcome to a Raiffeisenbank bank office that is convenient for you or to the Business Center Small Enterprises of Raiffeisenbank:

    1. Share with us your plans and wishes to develop your business.
    2. Learn about the possibilities and requirements for your funding.
    3. Our specialists will offer you the most appropriate and workable solutions for your development.
    4. You will receive individual service and attention to the details of your request.
    5. You will get a competitive offer that is tailored to your needs.


    Call Center

    0700 10 000 (Vivacom)
    17 21 (A1 and Telenor)


    Visit the nearest office of Raiffeisenbank.

    Welcome to our website.

    Please select a profile:

    Welcome to our website.