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Individual approach
Financing without collateral consisting of tangible assets
You can use the credit for investment in real estate, construction and repair works, purchase of machinery and equipment, etc., or for working capital to purchase materials and to cover current obligations to suppliers.
Credit parameters | |
---|---|
Amount | Up to BGN 500 000 / EUR 250 000 |
Currency | BGN and EUR |
Business history | Min. 24 months |
Period | Up to 6 years |
Interest rate | It is based on 1-month Euribor (for loans in EUR) and Short-term Interest Rate according to the BNB statistics (for loans in BGN) plus a margin determined individually depending on the amount, currency, term and collateral for the requested credit. |
Payment | Term loans - equal instalments of principal and the relevant interest on the outstanding principal for the period Possibility to determine a flexible repayment plan consistent with the seasonal nature of the business. |
Application procedure
You are welcome to a Raiffeisenbank bank office or Business Center Small Enterprises of Raiffeisenbank:
Visit the nearest office of Raiffeisenbank.