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Unsecured overdraft based on bank turnover
The product is intended for use as working capital, for example to purchase materials and to cover current obligations to suppliers, etc.
|Amount||Up to BGN 120,000.00 / EUR 60,000.00 * depending on the turnover achieved in Raiffeisenbank or another bank
*For credits under a Guarantee Agreement
|Currency||BGN or EUR|
|Business history||Min. 24 months|
|Interest rate||It is based on 1-month Euribor (for loans in EUR) and Short-term Interest Rate according to the BNB statistics (for loans in BGN) plus a margin determined individually depending on the amount, currency, term and collateral for the requested credit.|
|Collateral||Acceptable collateral: immovable property, tangible fixed assets and other acceptable collateral according to Raiffeisenbank’s policy for financing small businesses.|
|Payment||Possibility for multiple revolving of the credit.|
|Fees||According to the Bank’s Tariff of Fees and Commissions for Legal Entities.
For secured loans, there are also incidental costs related to the establishment of the collateral - for market valuation, mortgage, issuance of certificates, etc.
You are welcome to a Raiffeisenbankthat is convenient for you or to the of Raiffeisenbank: